We search rates among 160 lenders
Mortgage Disclosures

Mortgage Rates

Our Accomplishments

29977+

Customers

$12.1+

Billion in Closed Loans

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

How We Stack Up

Loan Factory Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes Rarely
Immediate notification of any market rate movements Sometimes
Comprehensive rates comparisons across all lenders Sometimes

Our Client Testimonials

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